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Life Insurance

At Moulton Insurance, we care about your family. Securing a life insurance policy is an essential component of any financial plan. We understand it is not an easy conversation to have, but providing financial security to those you love in the event you are not with them is a necessary step in planning for your future. The trusted advisors at Moulton Insurance will carefully walk you through the process, explain the different options, and provide you with the best life insurance policy for your individual needs. We serve personal and business clients living in Belchertown and Ware and throughout Massachusetts.

Life Insurance

At Moulton Insurance, we care about your family. Securing a life insurance policy is an essential component of any financial plan. We understand it is not an easy conversation to have, but providing financial security to those you love in the event you are not with them is a necessary step in planning for your future. The trusted advisors at Moulton Insurance will carefully walk you through the process, explain the different options, and provide you with the best life insurance policy for your individual needs. We serve personal and business clients living in Belchertown and Ware and throughout Massachusetts.

Life Insurance Offerings:

  • Term Life Insurance
  • Whole Life Insurance
  • Universal Life Insurance
  • Long-Term Care
  • Disability Income

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Life Insurance FAQs

Term Life, Whole Life and Universal Life

Term insurance is a policy that provides coverage for a certain period of time or a specified “term” of years.

Whole Life is a permanent life insurance policy that last your whole life. It can accumulate cash value that you can withdraw or borrow against while you are alive.

Universal Life is a form of a permanent life insurance policy that provides policyholders with flexibility on paying premiums, a cash savings component and a death benefit.

Life insurance can be paid - Monthly, Semi-annually, quarterly or annually

A lot! - You can multiple beneficiaries and can also have multiple contingent beneficiaries

Depends on the type of policy and the amount of insurance requested. Some companies do not require it.

"Fantastic customer service"

5/5
Linda J

"Great service very polite staff"

5/5
Celena

"Attentive and knowledgeable"

5/5
Kathleen I

"Always polite and helpful agency"

5/5
Joel C