You can contact the agency to discuss your changes and we will get you in touch with your customer service representative. We are always here to help!

To enhance the discounts provided under the policy, yes!

It’s usually best to report the claim to your agent, but you can also submit claims directly to the carrier via their website.

Aftermarket parts are new parts that are not distributed by the original manufacturer. Aftermarket parts have limited lifetime warranties.

A part is subject to devaluation due to wear and tear, environmental conditions, or aesthetic value

No, but once they get there license you do!

Yes- All licensed household members should be listed on your auto policy. If they have a policy of their own, we can list them as a “deferred” driver meaning they are already rated on there own policy and shouldn’t affect your premium.

It covers fire, theft, vandalism, glass, hitting an animal, a tree/branch falling on your vehicle- anything other than a collision.

This coverage would provide you with a vehicle to drive in the event of an accident while your vehicle is being fixed. This coverage is well worth the cost!

YES!! We have registry services in both of our office locations. We also can renew your registration for you.

Liability limits cover you in the event of a bodily injury lawsuit arising out of a car accident. They have nothing to do with the age of your car. We always recommend higher liability coverage limits. If your coverages are low you run the risk of being sued personally for the difference.

Anyone who uses a non owned vehicle on a regular basis. IE: police officer, fireman, town workers, state workers etc.

This endorsement on your auto policy will provide coverage on your vehicle that carries a loan or lease in the event the vehicle is deemed a total loss. Example: If your vehicle loan balance is for $15,000 and the insurance company values your vehicle at $12,000 for a payout. The gap insurance would ensure that the insurance company pays your entire loan balance of $15,000. Less any deductible.

In the event of an at fault accident the registry of motor vehicles puts points on your driving record for six years from the date of the surcharge. If your policy carries accident forgiveness coverage the charge for the points would be removed for the entire six years. This coverage is now widely available under most auto policies. Each company has certain eligibility guidelines for this coverage.

Account Credit, Multicar discount, low mileage discount, good student discount, Age 65+ discount, good driver discount, paid in full discount, paperless, etc. Call us to be sure you have all the credits you are eligible for with your specific insurance company.